If you spend your days thinking about how much money you’ve pissed away, how hard it is to make a decent living at your craft, all the times you’ve failed, do you think that is going to help or hurt your chances of correcting the problem in the future? We tend to focus on all…

Where you are and what you are (and how much money you have or don’t have) are a result of the choices you have made. That means what you chose to focus your talent on, the medium you decided to work in, the projects you accepted and didn’t accept, and how you spent your most…

What we all are looking for in a decision is a feeling of rightness, of knowing without a doubt that this is a sure thing. How that feels will differ from person to person. For some it may be a sense of sureness. For others it is a feeling of excitement.  Still others, a kind…

Let’s start by being positive, then we’ll get to the dangers of debt. Not all debt is bad. When you buy a home, for instance, that is okay. You have used other people’s money to buy something that will likely increase in value and build your wealth. Bad debt is when you bought something on…

Wrong story.  ‘You spend years trying to save money – for what? You could die” The  up and down nature of our careers  It is easy to get credit. We don’t recognize the real costs of things. How hard you had to work to get that money in the first place. You gave a little…